/* ==========================================================================
   jetzt-einsparen.de — shared stylesheet
   ========================================================================== */

:root{
  /* Finanzcheck-Partner-Farbschema: Primär (Blau) / Sekundär (Orange) */
  --forest: #165297;        /* Primär, Hauptmarkenfarbe (Finanzcheck "primary.main") */
  --forest-light: #124279;  /* Hover-/Pressed-Zustand, dunklere Bänder ("primary.dark") */
  --forest-pale: #E8EEF5;   /* Helle Flächen-Tönung ("primary.light") */
  --paper: #F7F9FB;
  --paper-dim: #EEF2F6;
  --ink: #101826;
  --ink-soft: #4A5568;
  --gold: #C07402;          /* Akzent auf hellem Grund ("secondary.dark", besserer Kontrast) */
  --gold-light: #F09103;    /* Kräftiger Akzent, v.a. auf dunklem Grund ("secondary.main") */
  --gold-pale: #FCE9CD;     /* Zarte Akzent-Tönung ("secondary.light") */
  --line: #D8DEE6;
  --white: #FFFFFF;

  --font-display: "Space Grotesk", "Inter", -apple-system, sans-serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --font-mono: "IBM Plex Mono", "SFMono-Regular", Menlo, monospace;

  --radius: 4px;
  --max-w: 1160px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *{ animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

body{
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

img{ max-width: 100%; display: block; }
a{ color: inherit; }

.wrap{
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 28px;
}

h1,h2,h3,h4{
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.12;
  margin: 0 0 0.5em;
  letter-spacing: -0.01em;
  color: var(--forest);
}

.eyebrow{
  font-family: var(--font-mono);
  font-size: 12.5px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
}
.eyebrow::before{
  content: "";
  width: 22px; height: 1px;
  background: var(--gold);
  display: inline-block;
}

p{ margin: 0 0 1em; color: var(--ink-soft); }

:focus-visible{
  outline: 2px solid var(--gold);
  outline-offset: 3px;
}

/* ---------- buttons ---------- */
.btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 15px;
  padding: 13px 26px;
  border-radius: var(--radius);
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}
.btn:hover{ transform: translateY(-1px); }
.btn-primary{ background: var(--gold); color: var(--forest); }
.btn-primary:hover{ background: var(--gold-light); }
.btn-outline{ background: transparent; border-color: rgba(255,255,255,0.35); color: inherit; }
.btn-outline:hover{ border-color: var(--gold); }
.btn-forest{ background: var(--forest); color: var(--paper); }
.btn-forest:hover{ background: var(--forest-light); }
.btn-block{ width: 100%; }

/* ---------- header ---------- */
.site-header{
  position: sticky; top: 0; z-index: 40;
  background: rgba(251,250,246,0.92);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap{
  display: flex; align-items: center; justify-content: space-between;
  height: 76px;
}
.logo{
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 21px;
  color: var(--forest);
  text-decoration: none;
  display: flex; align-items: center; gap: 9px;
}
.logo-icon{ border-radius: 7px; flex-shrink: 0; }
.logo .dot{ color: var(--gold); }
.main-nav{ display: flex; align-items: center; gap: 24px; }
.main-nav a{
  text-decoration: none;
  font-size: 14.5px;
  font-weight: 500;
  color: var(--ink);
  padding: 6px 0;
  border-bottom: 1px solid transparent;
}
.main-nav a:hover{ border-color: var(--gold); }
.nav-cta{
  background: var(--forest); color: var(--paper) !important;
  padding: 14px 38px; border-radius: var(--radius);
  border-bottom: none !important;
  white-space: nowrap;
  flex-shrink: 0;
  font-weight: 600;
  box-shadow: 0 2px 10px -2px rgba(22,82,151,0.35);
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.nav-cta:hover{
  background: var(--forest-light); color: var(--paper) !important;
  border-color: transparent !important;
  transform: translateY(-1px);
  box-shadow: 0 4px 14px -2px rgba(22,82,151,0.45);
}
.nav-toggle{ display: none; }

@media (max-width: 1200px){
  .main-nav{ display: none; }
  .nav-toggle{ display: block; }
}

/* ---------- hero ---------- */
.hero{
  background: var(--forest);
  color: var(--paper);
  padding: 72px 0 0;
  position: relative;
  overflow: hidden;
}
.hero::after{
  content:"";
  position:absolute; inset:auto -20% -40% -20%;
  height: 320px;
  background: radial-gradient(ellipse at center, rgba(184,137,43,0.18), transparent 70%);
  pointer-events:none;
}
.hero-grid{
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
  position: relative; z-index: 1;
}
.hero h1{
  color: var(--white);
  font-size: clamp(34px, 4.2vw, 54px);
  max-width: 620px;
}
.hero h1 em{
  font-style: normal;
  color: var(--white);
}
.hero .lede{
  color: rgba(251,250,246,0.78);
  font-size: 18px;
  max-width: 480px;
  margin-bottom: 30px;
}
.hero-actions{ display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 46px; }
.hero-trust{
  display: flex; gap: 32px; flex-wrap: wrap;
  padding: 22px 0 40px;
  border-top: 1px solid rgba(251,250,246,0.14);
}
.hero-trust div{ font-family: var(--font-mono); font-size: 13px; color: rgba(251,250,246,0.65); }
.hero-trust strong{
  display: block; font-family: var(--font-display); font-size: 24px;
  color: var(--white); font-weight: 600;
}

/* ---------- calculator (signature element) ---------- */
.calc-card{
  background: var(--paper);
  color: var(--ink);
  border-radius: 10px;
  padding: 30px 30px 26px;
  box-shadow: 0 30px 60px -20px rgba(0,0,0,0.45);
  margin-top: -6px;
}
.calc-card .eyebrow{ margin-bottom: 10px; }
.calc-card h3{ font-size: 19px; margin-bottom: 4px; }
.calc-sub{ font-size: 13.5px; color: var(--ink-soft); margin-bottom: 22px; }

.calc-field{ margin-bottom: 20px; }
.calc-field-label{
  display: flex; justify-content: space-between; align-items: baseline;
  font-size: 13.5px; font-weight: 600; margin-bottom: 10px; color: var(--forest);
}
.calc-field-label .val{ font-family: var(--font-mono); color: var(--forest); font-size: 15px; }

input[type=range]{
  -webkit-appearance: none;
  width: 100%; height: 4px;
  background: var(--line);
  border-radius: 2px;
  outline: none;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance: none;
  width: 18px; height: 18px;
  border-radius: 50%;
  background: var(--forest);
  border: 3px solid var(--white);
  box-shadow: 0 0 0 1px var(--line);
  cursor: pointer;
  margin-top: -1px;
}
input[type=range]::-moz-range-thumb{
  width: 16px; height: 16px; border-radius: 50%;
  background: var(--forest); border: 3px solid var(--white);
  box-shadow: 0 0 0 1px var(--line);
  cursor: pointer;
}

.calc-result{
  margin-top: 24px;
  padding: 18px 20px;
  background: var(--forest-pale);
  border-radius: 8px;
  display: flex; justify-content: space-between; align-items: center; gap: 12px;
  flex-wrap: wrap;
}
.calc-result .amount{
  font-family: var(--font-mono);
  font-size: 30px;
  font-weight: 600;
  color: var(--forest);
  line-height: 1;
}
.calc-result .amount span{ font-size: 15px; font-weight: 500; }
.calc-result .label{ font-size: 12.5px; color: var(--ink-soft); max-width: 220px; }
.calc-disclaimer{ font-size: 11.5px; color: var(--ink-soft); margin-top: 14px; }

/* ---------- rate ticker ---------- */
.rate-strip{
  background: var(--forest-light);
  border-top: 1px solid rgba(251,250,246,0.14);
}
.rate-strip .wrap{
  display: flex; gap: 0; flex-wrap: wrap;
}
.rate-item{
  flex: 1 1 200px;
  padding: 18px 26px;
  border-right: 1px solid rgba(251,250,246,0.14);
  color: var(--paper);
}
.rate-item:last-child{ border-right: none; }
.rate-item .name{ font-size: 12.5px; color: rgba(251,250,246,0.65); margin-bottom: 4px; }
.rate-item .rate{ font-family: var(--font-mono); font-size: 21px; color: var(--white); }
.rate-item .rate small{ font-size: 12px; color: rgba(251,250,246,0.55); font-weight: 400; }

/* ---------- sections ---------- */
section{ padding: 88px 0; }
.section-head{
  display: flex; justify-content: space-between; align-items: flex-end;
  gap: 24px; margin-bottom: 44px; flex-wrap: wrap;
}
.section-head h2{ font-size: clamp(26px, 3vw, 34px); max-width: 560px; margin: 0; }
.section-head p{ max-width: 380px; margin: 8px 0 0; }

.bg-pale{ background: var(--paper-dim); }

/* ---------- article grid ---------- */
.article-grid{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}
.article-card{
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
  display: flex; flex-direction: column;
  transition: border-color .15s ease, transform .15s ease;
}
.article-card:hover{ border-color: var(--gold); transform: translateY(-2px); }
.article-thumb{
  height: 150px;
  background: linear-gradient(135deg, var(--forest-pale), var(--paper-dim));
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.08em;
  color: var(--forest); text-transform: uppercase; opacity: 0.55;
}
.article-body{ padding: 20px 22px 22px; flex: 1; display: flex; flex-direction: column; }
.article-tag{
  font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 10px;
}
.article-body h3{ font-size: 18px; margin-bottom: 8px; }
.article-body p{ font-size: 14.5px; flex: 1; }
.article-meta{
  font-size: 12.5px; color: var(--ink-soft);
  border-top: 1px solid var(--line);
  padding-top: 12px; margin-top: 8px;
  display: flex; justify-content: space-between;
}
.feed-note{
  font-family: var(--font-mono); font-size: 12px; color: var(--ink-soft);
  border: 1px dashed var(--line); border-radius: 6px;
  padding: 12px 16px; margin-top: 30px;
}

/* ---------- news pagination ---------- */
.pagination{
  display: flex; flex-wrap: wrap; gap: 8px; align-items: center;
  margin-top: 36px;
}
.page-btn{
  font-family: var(--font-mono); font-size: 13px;
  border: 1px solid var(--line); background: var(--white); color: var(--ink);
  padding: 8px 14px; border-radius: 6px; cursor: pointer;
  transition: border-color .15s ease, background .15s ease, color .15s ease;
}
.page-btn:hover:not(:disabled){ border-color: var(--forest); color: var(--forest); }
.page-btn.active{ background: var(--forest); border-color: var(--forest); color: var(--paper); }
.page-btn:disabled{ opacity: 0.4; cursor: not-allowed; }

/* ---------- partner iframe placeholder ---------- */
.partner-box{
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  padding: 40px;
  text-align: center;
}
.partner-frame-shell{
  border: 2px dashed var(--line);
  border-radius: 8px;
  min-height: 340px;
  display: flex; align-items: center; justify-content: center;
  flex-direction: column; gap: 10px;
  background: var(--paper-dim);
  margin-top: 24px;
  padding: 30px;
}
.partner-frame-shell code{
  font-family: var(--font-mono); font-size: 12.5px;
  background: var(--white); border: 1px solid var(--line);
  padding: 3px 8px; border-radius: 4px;
}
.partner-frame-live{
  border: 1px solid var(--line);
  border-style: solid;
  background: var(--forest-pale);
  min-height: 200px;
  align-items: stretch;
  padding: 24px;
}
.partner-frame-live #teal-embed-iframe{ width: 100%; display: block; }

/* ---------- info grid (Zinsen/Kredit-Erklärstücke) ---------- */
.info-grid{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 40px;
}
.info-card{
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px 24px 26px;
}
.info-card-tag{
  font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 10px;
}
.info-card h3{ font-size: 17px; margin-bottom: 8px; }
.info-card p{ font-size: 14px; margin: 0; }
@media (max-width: 900px){
  .info-grid{ grid-template-columns: 1fr; }
}

/* ---------- newsletter ---------- */
.newsletter{
  background: var(--forest);
  color: var(--paper);
  border-radius: 14px;
  padding: 56px;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 50px; align-items: center;
}
.newsletter h2{ color: var(--white); font-size: 30px; }
.newsletter p{ color: rgba(251,250,246,0.75); }
.newsletter-points{ list-style: none; padding: 0; margin: 20px 0 0; }
.newsletter-points li{
  padding-left: 24px; position: relative; margin-bottom: 10px;
  font-size: 14.5px; color: rgba(251,250,246,0.85);
}
.newsletter-points li::before{
  content:"—"; position: absolute; left: 0; color: var(--gold-light);
}

.form-card{
  background: var(--paper); color: var(--ink);
  border-radius: 10px; padding: 30px;
}
.form-row{ margin-bottom: 16px; }
.form-row label{ display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; color: var(--forest); }
.form-row input[type=text],
.form-row input[type=email],
.form-row textarea{
  width: 100%; padding: 12px 14px;
  border: 1px solid var(--line); border-radius: 6px;
  font-family: var(--font-body); font-size: 14.5px;
  background: var(--white); color: var(--ink);
}
.form-row textarea{ min-height: 120px; resize: vertical; }
.form-check{ display: flex; gap: 10px; align-items: flex-start; font-size: 12.5px; color: var(--ink-soft); margin-bottom: 18px; }
.form-check input{ margin-top: 3px; }
.form-check a{ color: var(--forest); text-decoration: underline; }
.form-success{
  display: none; background: var(--forest-pale); border-radius: 8px;
  padding: 18px; font-size: 14px; color: var(--forest); font-weight: 600;
}
.form-success.show{ display: block; }
.form-error{
  background: #FDECEC; border: 1px solid #F3B9B9; border-radius: 8px;
  padding: 14px 18px; font-size: 13.5px; color: #9A2E2E; margin-bottom: 18px;
}
.form-note{ font-size: 11.5px; color: var(--ink-soft); margin-top: 4px; }

/* ---------- Newsletter-CTA-Banner (Kurzfassung auf der Startseite) ---------- */
.newsletter-cta{
  background: var(--forest);
  color: var(--paper);
  border-radius: 14px;
  padding: 44px 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 36px;
  flex-wrap: wrap;
}
.newsletter-cta h2{ color: var(--white); font-size: 26px; margin-bottom: 8px; }
.newsletter-cta p{ color: rgba(251,250,246,0.75); margin: 0; max-width: 480px; }
.newsletter-cta .btn{ flex-shrink: 0; }
@media (max-width: 700px){
  .newsletter-cta{ padding: 30px; flex-direction: column; align-items: flex-start; }
  .newsletter-cta .btn{ width: 100%; text-align: center; }
}

/* ---------- Sendeffect Newsletter-Formular (scoped, Markup unverändert) ---------- */
.se-form-wrap{ margin-bottom: 4px; }
#frmSS68{ width: 100%; }
#frmSS68 table{ width: 100%; border-collapse: collapse; }
#frmSS68 tr{ display: block; margin-bottom: 16px; }
#frmSS68 td{ display: block; padding: 0; }
#frmSS68 td:first-child{
  font-family: var(--font-body) !important;
  font-size: 13px !important;
  font-weight: 600;
  color: var(--forest);
  margin-bottom: 6px;
}
#frmSS68 .required{ color: var(--gold) !important; }
#frmSS68 input[type=text]{
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 6px;
  font-family: var(--font-body) !important;
  font-size: 14.5px !important;
  background: var(--white);
  color: var(--ink);
  box-sizing: border-box;
}
#frmSS68 select{
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 6px;
  font-family: var(--font-body) !important;
  font-size: 14.5px !important;
  background: var(--white);
  color: var(--ink);
  box-sizing: border-box;
}
.se-dob-group{ display: flex; gap: 8px; }
.se-dob-group select{ flex: 1; min-width: 0; }
.se-dob-hint{ font-size: 12px !important; color: var(--ink-soft); margin: 6px 0 0; font-family: var(--font-body) !important; }
#frmSS68 input[type=submit]{
  width: 100%;
  background: var(--forest);
  color: var(--paper);
  border: none;
  border-radius: var(--radius);
  padding: 13px 26px;
  font-family: var(--font-body) !important;
  font-weight: 600;
  font-size: 15px !important;
  cursor: pointer;
  transition: background .15s ease;
}
#frmSS68 input[type=submit]:hover{ background: var(--forest-light); }
#frmSS68 img{ border-radius: 4px; margin-bottom: 8px; max-width: 100%; }
#frmSS68 .se-consent-row{
  display: flex; gap: 10px; align-items: flex-start;
  font-size: 12.5px !important; color: var(--ink-soft);
  font-family: var(--font-body) !important;
}
#frmSS68 .se-consent-row input{ margin-top: 3px; }
#frmSS68 .se-consent-row a{ color: var(--forest); text-decoration: underline; }
#frmSS68 .se-links{ font-size: 11px !important; color: var(--ink-soft) !important; }
#frmSS68 .se-links a{ color: var(--ink-soft); }

/* ---------- footer ---------- */
footer{
  background: #0A1B30;
  color: rgba(251,250,246,0.7);
  padding: 60px 0 30px;
}
.footer-grid{
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px; margin-bottom: 46px;
}
.footer-logo{ font-family: var(--font-display); color: var(--white); font-size: 20px; margin-bottom: 12px; }
footer h4{
  color: var(--white); font-family: var(--font-mono); font-size: 12px;
  letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 16px; font-weight: 500;
}
footer ul{ list-style: none; padding: 0; margin: 0; }
footer li{ margin-bottom: 10px; }
footer a{ color: rgba(251,250,246,0.7); text-decoration: none; font-size: 14px; }
footer a:hover{ color: var(--gold-light); }
.footer-bottom{
  border-top: 1px solid rgba(251,250,246,0.12);
  padding-top: 24px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  font-size: 12.5px; color: rgba(251,250,246,0.5);
}

/* ---------- legal / simple pages ---------- */
.legal-hero{
  background: var(--forest); color: var(--paper); padding: 60px 0 44px;
}
.legal-hero .eyebrow{ color: var(--gold-light); }
.legal-hero h1{ color: var(--white); font-size: clamp(28px, 3.6vw, 40px); margin: 0; }
.legal-body{ padding: 56px 0 100px; }
.legal-body .wrap{ max-width: 820px; }
.legal-body h2{ font-size: 21px; margin-top: 40px; }
.legal-body h3{ font-size: 16.5px; margin-top: 26px; color: var(--ink); }
.legal-body p, .legal-body li{ color: var(--ink-soft); font-size: 15px; }
.legal-body ul{ padding-left: 20px; }
.legal-body a{ color: var(--forest); }
.legal-body .btn-forest{ color: var(--paper); }
.legal-body .btn-forest:hover{ color: var(--paper); }
.legal-table{ width: 100%; border-collapse: collapse; margin: 20px 0; }
.legal-table td{ padding: 8px 0; border-bottom: 1px solid var(--line); font-size: 14.5px; vertical-align: top; }
.legal-table td:first-child{ color: var(--ink); font-weight: 600; width: 220px; }
.callout{
  background: var(--paper-dim); border-left: 3px solid var(--gold);
  padding: 16px 20px; border-radius: 0 6px 6px 0; font-size: 14px; color: var(--ink-soft);
  margin: 24px 0;
}

/* contact split */
.contact-grid{ display: grid; grid-template-columns: 1fr 1fr; gap: 50px; }
.contact-info-item{ margin-bottom: 22px; }
.contact-info-item .label{ font-family: var(--font-mono); font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gold); margin-bottom: 4px; }
.contact-info-item .val{ font-size: 16px; color: var(--forest); font-weight: 600; }

@media (max-width: 900px){
  .hero-grid{ grid-template-columns: 1fr; }
  .article-grid{ grid-template-columns: 1fr 1fr; }
  .newsletter{ grid-template-columns: 1fr; padding: 34px; }
  .footer-grid{ grid-template-columns: 1fr 1fr; }
  .contact-grid{ grid-template-columns: 1fr; }
}
@media (max-width: 600px){
  .article-grid{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr 1fr; }
  section{ padding: 60px 0; }
  .newsletter{ padding: 26px; }
  .calc-card{ padding: 22px; }
}